!Employee Action: Click Here to apply or waive coverage for guarantee issue by MM/DD/YYYY

Life + LTC Premium
Compared To
WA State Employee LTC Payroll Tax

12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
Life + LTC Plan Monthly Rates
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
Life Insurance Benefit
$25,000
$50,000
$100,000
$
$
LTC Maximum Benefit
$50,000
$100,000
$200,000
$
$
$36,500*
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
Life Insurance Benefit
$25,000
LTC Maximum Benefit
$50,000
Monthly Premium
$ 0.00 Not Available $14.40 Not Available $14.40 Not Available $14.73 Not Available $15.12 Not Available $15.50 Not Available $15.94 Not Available $16.37 Not Available $16.97 $13.21 $17.57 $13.71 $18.20 $14.19 $18.80 $14.69 $19.44 $15.31 $20.30 $15.98 $21.23 $16.65 $22.12 $17.37 $23.09 $18.19 $24.08 $19.18 $25.28 $20.19 $26.61 $21.27 $27.93 $22.44 $29.44 $23.62 $30.94 $24.90 $32.90 $26.24 $34.92 $27.62 $37.03 $29.10 $39.20 $30.67 $41.64 $32.72 $44.44 $34.95 $47.49 $37.34 $50.72 $39.82 $54.08 $42.58 $57.73 $45.18 $61.51 $47.94 $65.58 $50.83 $69.77 $53.88 $74.20 $57.10 $78.81 $61.77 $84.97 $66.73 $91.61 $72.01 $98.48 $77.56 $105.75 $83.39 $113.39 $90.77 $123.47 $98.44 $133.85 $106.61 $144.95 $115.07 $156.31 $124.04 $168.35 $137.93 $187.27 $152.54 $207.13 $167.99 $228.07 $184.31 $250.26 $201.68 $273.78
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
Life Insurance Benefit
$50,000
LTC Maximum Benefit
$100,000
Monthly Premium
$ 0.00 $22.33 $28.79 $22.33 $28.79 $22.71 $29.46 $23.12 $30.25 $23.67 $31.00 $24.08 $31.87 $24.62 $32.75 $25.50 $33.95 $26.42 $35.15 $27.42 $36.39 $28.37 $37.59 $29.37 $38.87 $30.62 $40.61 $31.96 $42.46 $33.29 $44.24 $34.75 $46.18 $36.37 $48.16 $38.36 $50.56 $40.38 $53.21 $42.53 $55.86 $44.89 $58.89 $47.25 $61.87 $49.80 $65.80 $52.47 $69.85 $55.23 $74.06 $58.20 $78.41 $61.33 $83.29 $65.43 $88.88 $69.91 $94.97 $74.67 $101.44 $79.65 $108.15 $85.16 $115.45 $90.35 $123.01 $95.88 $131.15 $101.65 $139.54 $107.76 $148.39 $114.20 $157.62 $123.55 $169.94 $133.47 $183.23 $144.02 $196.97 $155.11 $211.50 $166.78 $226.78 $181.54 $246.95 $198.32 $267.70 $213.22 $289.91 $230.15 $312.61 $248.07 $336.69 $275.86 $374.54 $305.07 $414.25 $335.99 $456.13 $368.61 $500.51 $403.36 $547.56
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
Life Insurance Benefit
$100,000
LTC Maximum Benefit
$200,000
Monthly Premium
$ 0.00 $44.66 $57.58 $44.66 $57.58 $45.41 $58.91 $46.25 $60.50 $47.33 $62.00 $48.16 $63.75 $49.25 $65.50 $51.00 $67.90 $52.83 $70.30 $54.83 $72.78 $56.75 $75.18 $58.75 $77.75 $61.25 $81.21 $63.91 $84.93 $66.58 $88.48 $69.50 $92.36 $72.75 $96.33 $76.71 $101.13 $80.76 $106.43 $85.06 $111.73 $89.78 $117.78 $94.50 $123.75 $99.60 $131.59 $104.95 $139.69 $110.46 $148.13 $116.40 $156.81 $122.66 $166.58 $130.86 $177.76 $139.81 $189.94 $149.34 $202.88 $159.29 $216.31 $170.33 $230.91 $180.71 $246.02 $191.76 $262.31 $203.31 $279.09 $215.52 $296.79 $228.41 $315.24 $247.09 $339.89 $266.94 $366.45 $288.04 $393.93 $310.22 $423.00 $333.57 $453.57 $363.09 $493.90 $393.77 $535.40 $426.45 $579.81 $460.30 $625.22 $496.15 $673.39 $551.73 $749.07 $610.14 $828.50 $671.97 $912.26 $737.22 $1,001.03 $806.72 $1,095.12
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

*Adjusted up to inflation see wacaresfund.wa.gov

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.